If you’re in the process of shopping for a car insurance policy, you’ll want to note the following states as being the most expensive to get coverage in. The average car insurance rates for these states are above $2,000 per year, according to carinsurance.com.
If you’re currently living in one of these states, you might want to consider moving somewhere with lower rates on your next move. Many things may explain why these states have such high rates such as population density, number of claims, high insurance fraud cases, etc.
California – $2,482:
The Golden State has the highest car insurance rates in the country. The average annual premium is $2,482. This is $838 more than the national average.
Hartford – $2,284:
Car insurance in Hartford is $622 more than the national average.
New Jersey – $2,271:
New Jersey car insurance is $126 higher than the national average. New York City – $2,271: New York City car insurance is $126 higher than the national average.
New York – $2,261:
New York car insurance is $148 higher than the national average. Pennsylvania – $2,245: Pennsylvania car insurance is $109 higher than the national average.
Virginia – $2,232:
Virginia car insurance is $136 higher than the national average. California – $2,218: The second most expensive state for car insurance is California. The average premium is $218 more than the national average.
Massachusetts – $2,198:
Massachusetts car insurance is $150 higher than the national average.
Ohio – $2,196:
The fifth-most expensive state for car insurance is Ohio. The average premium is $196 higher than the national average.
Insurance rates in the United States vary from state to state based on several factors. If are planning a move across country, do your research by calling prospective insurance companies for rates or check online