SUV.ME
If you’re looking to save money on car insurance in 2024, choosing the right vehicle can make a significant difference. SUVs are still the most affordable vehicles to insure – which is a little confusing, considering their sizes.
Here’s a list of the top 5 cars that are expected to have the lowest insurance premiums this year:
1. Subaru Outback
Why It’s Affordable:
- Safety Ratings: The Subaru Outback consistently receives high safety ratings from the IIHS and NHTSA, which leads to lower insurance costs.
- Driver Assistance Features: Equipped with EyeSight Driver Assist Technology, reducing the likelihood of accidents.
Key Features:
- All-wheel drive standard
- Spacious interior
- Advanced safety features
2. Honda CR-V
Why It’s Affordable:
- Reliability: Known for its reliability and low maintenance costs.
- Safety Features: Includes Honda Sensing suite of safety features, contributing to lower risk and insurance premiums.
Key Features:
- Fuel-efficient engine options
- Ample cargo space
- User-friendly infotainment system
3. Mazda CX-5
Why It’s Affordable:
- Safety and Security: High safety ratings and standard advanced safety features.
- Affordable Repairs: Lower-than-average repair costs help keep insurance premiums down.
Key Features:
- Stylish design
- Responsive handling
- Advanced safety tech
4. Toyota RAV4
Why It’s Affordable:
- Safety Record: Consistently high safety ratings.
- Popularity: As a best-seller, parts are readily available and affordable, reducing repair costs.
Key Features:
- Hybrid option available
- Robust safety features
- Versatile and reliable
5. Chevrolet Equinox
Why It’s Affordable:
- Comprehensive Safety Features: Standard features like automatic emergency braking and lane-keeping assist.
- Low Theft Rates: Lower likelihood of being stolen, which helps keep insurance costs down.
Key Features:
- Comfortable ride
- User-friendly tech features
- Competitive fuel economy
Tips for Keeping Insurance Costs Low
- Choose a Car with Advanced Safety Features: Vehicles equipped with advanced safety technology can qualify for discounts.
- Opt for Higher Deductibles: A higher deductible can lower your premium, but make sure you can afford the out-of-pocket cost in case of an accident.
- Maintain a Clean Driving Record: Safe driving habits are rewarded with lower insurance premiums.
- Bundle Your Insurance Policies: Consider bundling your car insurance with other policies, like home insurance, for discounts.
- Shop Around: Regularly compare insurance quotes to ensure you’re getting the best deal.
By selecting one of these vehicles, you can enjoy not only a great driving experience but also the added benefit of lower insurance costs.
